Why Life Insurance   Who Should Buy It   What Type To Buy   How Much   About Us   Home    Single people Single people have responsibilities, too. Life insurance can ensure that the financial needs of those who depend on you will be met if something happens to you. It can help make sure your family and friends won’t be burdened with your funeral bills and other final expenses. And if you eventually marry, the life insurance policy you get today could help protect your future spouse and possibly, even the children. Suggestion for Single People: A Term Life Insurance Policy With Garden State Life’s term life insurance policy, BudgetGard, your premiums stay level for 1, 7, 15, or 20 years depending on which plan you choose, making it easy to budget for. After that, your rate will increase annually until coverage ends at age 80. Plus, BudgetGard is the same type of life insurance policy that most financial experts recommend. It gives you pure life insurance protection without the fancy add-ons that make other types of life insurance policies more expensive. CashGard return of premium term life insurance gives you the additional benefit of getting your money back. If you outlive your level premium period, 15, 20 or 30 years, and your CashGard policy is still in effect, you’ll receive a check for the premiums you paid during that time. You’ll receive it in one lump sum and completely tax-free. Why do I need to buy life insurance? What type of life insurance do I need to buy? How much life insurance do I need to buy? We Value Your Security and Privacy Garden State Life Insurance Company League City, Texas For assistance call toll-free 1-800-638-8565 9 a.m. to 7 p.m. Eastern Time Monday through Friday. Copyright © 2006 Garden State Life Insurance Company. All Rights Reserved. Garden State Life is licensed in all 50 states and the District of Columbia. FAQ Contact Us