Why Life Insurance   Who Should Buy It   What Type To Buy   How Much   About Us   Home    Retired or Retiring Soon People who have already retired or soon to retire have different life insurance needs than do those who are younger and starting to raise a family. If you’re retired or will soon be retiring, you may no longer need life insurance to replace lost income. Instead, the primary reason to get life insurance will be to pay your final expenses and taxes. Suggestion for Retired or Retiring: A Whole Life Insurance Policy Garden State Life’s ValueGard whole life insurance policy is the answer to your final expense insurance needs with its level, affordable rates and convenient application process. The rates for a ValueGard whole life insurance policy will never go up while benefits will never go down. No medical exam is needed and the application takes only a few minutes to complete. Why do I need to buy life insurance? What type of life insurance do I need to buy? How much life insurance do I need to buy? We Value Your Security and Privacy Garden State Life Insurance Company League City, Texas For assistance call toll-free 1-800-638-8565 9 a.m. to 7 p.m. Eastern Time Monday through Friday. Copyright © 2006 Garden State Life Insurance Company. All Rights Reserved. Garden State Life is licensed in all 50 states and the District of Columbia. FAQ Contact Us