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Life Insurance FAQ


At Garden State Life Insurance Company, we want you to feel comfortable with your life insurance purchase so we have gathered some of the most frequently asked questions that we get from our customers about life insurance. You know life insurance is important, but now you can purchase with confidence knowing that your questions about life insurance have been answered.

What Type of Life Insurance Should I Buy?
Why Buy a Life Insurance Policy?
Who Should Get Life Insurance Protection?
How Much Life Insurance Coverage Should I Purchase?

Have a life insurance question of your own? Contact Us.

 

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Life Insurance is One of the Most Flexible Financial Tools available.

It provides money directly to your loved ones to use any way they want:

    • it can help to make up for your lost income,
    • it can be used to pay school expenses,
    • pay off household debt,
    • pay funeral and burial expenses.
    • and for many other worthwhile reasons.

Advantages of Term Life Insurance

    • With term you can match the length of the term period to the length of your need.
    • You need a lot of insurance but have a limited budget.

Advantages of Permanent Whole Life Insurance

    • You need life insurance for as long as you live.
    • You want to accumulate cash values that can be a source of money for you to borrow and use in the future.

Service Center

Questions? Talk to an insurance professional by calling 1-800-638-8565 any weekday 9 a.m. to 7 p.m. Eastern time.