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About Us


Garden State Life is your strong financial partner.

We specialize in offering our plans direct to you without asking you to go through many of the hassles often associated with life insurance.

We advertise, accept, underwrite and deliver your policy using the mail, phone and the Internet. The entire process is confidential, easy and saves time, too.

You can be confident that we'll be here when your beneficiary needs us.

The company and its investments are managed conservatively to protect the best interests of our policyholders, a philosophy that has been in place since the company's inception in 1956. This philosophy assures our policyholders that when the time comes, the insurance money will be there for their beneficiaries when they need it most.

Garden State Life, a wholly owned subsidiary of American National Insurance Company, is rated A (Excellent) by the A.M. Best Company (third highest of 13 ratings) based on their opinion of Garden State Life’s financial strength and operating performance in relation to other insurance companies. American National Insurance Company, Garden State Life’s parent company, was founded in 1905 and is rated A+ (Superior) by A.M. Best (second highest of 13 ratings). A.M. Best Company is one of the nation’s leading independent insurance company rating organizations.

We're a proud member of IMSA

IMSA stands for Insurance Marketplace Standards Association.

This not-for-profit organization requires its members to follow a robust set of standards and pass an extensive audit by independent examiners. The IMSA emblem next to our name stands for honesty, fairness and integrity in the selling and servicing of our life insurance plans. It's another excellent reason to put your trust in Garden State Life.

 

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Garden State Life is Financially Strong and Respected

Garden State Life, a wholly owned subsidiary of American National Insurance Company, is rated A (Excellent) by A.M. Best Company (third highest of 13 ratings) based on their opinion of Garden State Life’s financial strength and operating performance in relation to other insurance companies. American National was founded in 1905 and is rated A (Excellent) by A.M. Best (third highest of 16 ratings) and AA- by Standard & Poor’s (fourth highest of 20 ratings). A.M. Best Company and Standard & Poor’s are two of the nation’s leading independent insurance company rating organizations.

In addition to being financially strong, Garden State Life is customer-focused as evidenced by our recurring membership in the Insurance Marketplace Standards Association (IMSA). This not-for-profit organization requires its members to follow a tough set of standards and pass an extensive audit by independent examiners. The IMSA emblem next to our name stands for honesty, fairness and integrity in the selling and servicing of our life insurance plans. It’s one more reason to put your trust in Garden State Life.


Service Center

Questions? Talk to an insurance professional by calling 1-800-638-8565 any weekday 9 a.m. to 7 p.m. Eastern time.